Simply put, it doesn’t make sense to recognize the lump sum penalty, and the taxes in every site. Rather than doing all of that extra work for the same results, I will be able to assume for the needs with everything after taxes. You can look at my Gross site to see how I came up with what the gross will be, and how much I will have to pay in taxes. Since I don’t want to include taxes in every site – I will just assume that the amounts is always the amount I will have for myself.